Financial & Estate Planning

We offer a wide range of services for individuals, families, and small businesses, including:

Financial Planning We take an individualized “umbrella” approach when reviewing the financial, estate and life situation of clients – so as to maximize for best results and to cover all essential areas that concern your situation. Our mission is to help you Build and Preserve Wealth. There are often many small changes that make a large impact. Among the first things we do is to conduct a Risk Management Review, Investment Portfolio Review and an Estate Planning Review – yet our process is tailored to your situation. Depending on the complexity of your needs, we offer financial planning services as a value-added service to portfolio and investment services, or on a fee-basis for more complicated situations. Contact us for an introductory meeting and discussion.

Investment Portfolio Review Did you know that there are simple adjustments to existing portfolios that can lead to income tax deductions and increased investment returns? We find that people are often unaware of the details of their investments (RRSPs, TFSA, Non-Registered accounts, pensions, etc.). We can change that. We explain your current situation and make recommendations for improvement, and implement those changes if they make sense for your situation. We work with an independent dealer which means that we can work with the majority of registered investment firms. Learn more about our financial partners. Contact us for an introductory meeting and discussion.

Estate Planning Review Do you and your loved ones have your essential living, health, and estate documents in place? An aging baby boomer population means that trillions of investment dollars are in the process of transferring to the next generation. Are you ready to transfer or to receive a transfer of wealth? We can explain to you the high cost of not planning ahead and if you qualify to reduce income tax on estate transfer. Small changes can make a huge impact to not just financial consequences but to peace of mind. We can show you how to create a temporary last will and testament, and coordinate with legal professionals to create a package of health and estate documents. Contact us for a review.

Risk Management Review Are you ready for the unforeseen to happen to you or your family? We offer solutions beginning with setting up an emergency fund to life and health insurance protection. This includes preparation for when you are sick or in an accident, and if you are properly insured. We work with an independent dealer which means we can search the market for the best insurance coverage including costs. Learn more about our financial and insurance partners. For small businesses, we offer customized health & dental plans. Contact us for a review and consultation.

Small Business Consulting & Succession Planning Services include succession planning and family transfer of wealth considerations, corporate structure consulting, income tax preparation and filings, and business consulting related to running a successful business including scaling and utilizing technology for the highest efficiencies. Contact us for a discussion and maximize the efficiencies of your business.

Income Tax Preparation / Income Tax Filing We provide income tax preparation and income tax filing services to individuals, families, and businesses. We have convenient drop off locations and can meet you on the phone or in-person at a home or office. See more information about our Income Tax Filing Services including how to get started. Be sure to read What’s New for Alberta: Alberta Tax-Filing Tips – Including What’s New for the 2020 Tax Season??